In many marriages, one spouse serves as the primary breadwinner while the other stays home to raise children or manage the household. When a divorce becomes inevitable, the financially dependent spouse often fears the unknown—especially when the higher-earning partner begins to use money as leverage. Threats to cut off financial support, deny access to joint accounts, or refuse to pay legal fees are not only common but deeply destabilizing. Fortunately, Rhode Island law provides safeguards to help dependent spouses regain control and protect their financial security during divorce.
When Money Becomes a Tool of Coercion
Financial control during divorce can take many forms—canceling credit cards, shutting down bank access, or withholding money for essentials like groceries or childcare. These tactics often leave the dependent spouse feeling trapped and powerless to take legal action. But the law in Rhode Island recognizes that financial coercion can be just as harmful as other forms of manipulation, especially when it impacts the ability to seek legal representation or care for children.
While a spouse may earn the majority—or even all—of the income, that does not mean they can deny access to marital resources or force the other spouse into silence. Rhode Island courts are equipped to intervene when financial power is being abused.
Your Rights Under Rhode Island Divorce Law
In Rhode Island, property acquired during the marriage—regardless of who earned it—is generally considered marital property. This includes income, savings, retirement accounts, and real estate. A financially dependent spouse has a legal right to a share of these assets, and the court can take action to ensure fair access and distribution.
Temporary Support Orders:
Shortly after filing for divorce, the court may issue temporary orders requiring the higher-earning spouse to pay temporary alimony, child support, or even contribute to legal fees. These orders are designed to provide immediate financial relief while the divorce is pending.
Access to Marital Assets:
If one spouse cuts off access to shared bank accounts or stops contributing to household bills, the court may intervene to preserve the status quo. Temporary restraining orders can prevent either party from transferring, concealing, or misusing marital funds.
Mandatory Financial Disclosures:
Each spouse must submit a complete and truthful accounting of their income, assets, and debts. If there’s reason to believe one spouse is hiding assets, legal tools like discovery requests, subpoenas, and financial experts may be used to uncover the truth.
Common Questions from Dependent Spouses
Many financially dependent individuals hesitate to start the divorce process because they believe they can’t afford it or fear immediate instability. Here are some common concerns—and how Rhode Island law can help:
- “I can’t afford to hire a lawyer.”
Temporary orders may require your spouse to contribute to your legal costs, allowing you to secure representation. - “I have no access to our finances.”
Even if your name isn’t on the account, you likely have a legal claim to the funds. The court can help restore access. - “I’m afraid I won’t be able to support my kids.”
Temporary child support orders are available early in the divorce process to ensure children’s needs are met. - “What if my spouse hides assets?”
Your attorney can use legal discovery tools to uncover hidden property or financial transfers.
How to Move Forward Safely
If you’re financially dependent and considering divorce, begin by discreetly collecting financial records—tax returns, pay stubs, account statements, and bills. Store them somewhere safe or share them with your attorney. Then, consult a knowledgeable Rhode Island divorce attorney who can guide you through the legal options available and file the appropriate motions for support and financial protection.
You Are Not Trapped
Feeling financially powerless should not prevent you from seeking a better future. Rhode Island courts are equipped to ensure that both spouses have the resources they need to navigate divorce fairly and equitably. With the right legal support, you can take meaningful steps toward financial independence and stability.
If you’re financially dependent on your spouse and concerned about divorce, contact Attorney Christopher Heberg for trusted guidance and strong legal representation. He understands the unique challenges dependent spouses face and is committed to helping clients throughout Rhode Island protect their rights and their future.